Legal Status

This website is owned and operated by the Rezco Group ("Rezco") which includes inter alia: Rezco Asset Management (Pty) Ltd, an authorised Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act, 2002 (FAIS) (FSP No. 702), Registration No. 1980/009077/07; and Rezco Collective Investments Ltd, an authorised Collective Investment Scheme Manager in terms of the Collective Investment Schemes Control Act, 2002 (CISCA), Registration No. 2004/012079/06. Both entities have their registered address at 146 Main Road, Walmer, Port Elizabeth, 6070, Republic of South Africa. These Terms and Conditions govern your access to and use of www.rezco.com ("the Website") and any electronic communications between you and Rezco. The term "user" or "you" refers to any person who accesses, views, or uses the Website or communicates with Rezco. By accessing or using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree, you must discontinue use of the Website.

No Financial Advice Disclaimer

The information on this Website is provided for general informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of professional advice. Rezco does not recommend specific investment products or strategies through this Website. Nothing on this Website should be interpreted as a solicitation, recommendation, or offer to buy or sell any financial product. Users should consult with a qualified and authorised financial adviser before making any investment decisions. Any reliance on information contained on or omitted from this Website is at your own risk.

Accuracy and Currency of Information

Although Rezco takes reasonable steps to ensure the accuracy, completeness, and timeliness of the content published on this Website, Rezco does not guarantee that the information is always accurate, up-to-date, or free from errors. Rezco reserves the right to update, amend, or remove content at any time without prior notice. Users are encouraged to verify information independently and not rely solely on this Website for investment or other decisions.

Product-Specific Disclosures

Certain products or services offered by Rezco may be subject to additional terms and conditions, including but not limited to: Minimum Disclosure Documents (MDDs), Key Information Documents (KIDs), product-specific fee schedules, and investment risk disclosures. These disclosures are provided separately and should be reviewed in conjunction with these Terms and Conditions.

Third-Party Websites and Links

This Website may contain links to third-party websites. These links are provided for convenience only. Rezco does not control, endorse, or assume any responsibility for the content, accuracy, or practices of third-party websites. Rezco is not responsible for any loss or damage arising from your use of or reliance on any information or content found on third-party websites.

Intellectual Property

All content, materials, trademarks, logos, and intellectual property on this Website are owned by or licensed to Rezco. This includes but is not limited to text, graphics, images, software, data, and design. No material from this Website may be reproduced, distributed, modified, transmitted, or used commercially without the prior written consent of Rezco. All rights not expressly granted are reserved.

Electronic Communications

By using this Website or communicating with Rezco via email, telephone, or electronic chat, you consent to receiving electronic communications from Rezco. All telephone calls to our office may be recorded for quality assurance, training, and compliance purposes. Recordings may constitute evidence of conversations. The contents of any email or electronic communication from Rezco are intended solely for the named recipient and may contain confidential or proprietary information.

Marketing Communications

Rezco may send marketing communications, including newsletters and investment updates, to users who have subscribed to our mailing list or who have an existing relationship with Rezco. You may unsubscribe from marketing communications at any time by using the unsubscribe link in any email or by contacting us at info@rezco.co.za.

Protection of Personal Information

Rezco is committed to the protection of personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA). For full details on how Rezco collects, uses, stores, and protects personal information, please refer to the Rezco Privacy Notice, available on the Legal section of this Website.

Limitation of Liability

To the fullest extent permitted by applicable law, Rezco, its directors, employees, officers, and agents shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of or inability to use this Website, or from your reliance on any information or content provided on or omitted from this Website. This includes, without limitation, loss of profits, data, business opportunities, or goodwill. By using this Website, you agree to indemnify and hold Rezco harmless from any claims, liabilities, costs, or expenses arising out of or in connection with your use of the Website or breach of these Terms and Conditions.

Website Availability and Security

Rezco makes reasonable efforts to ensure the Website is available and functioning properly at all times. However, Rezco does not guarantee uninterrupted access and shall not be liable for any temporary unavailability resulting from maintenance, upgrades, system failures, or circumstances beyond Rezco's control. Rezco takes reasonable steps to protect the Website from malware, viruses, and cyber threats but does not warrant that the Website is free from such risks. Users are responsible for maintaining their own security software.

Governing Law, Jurisdiction and Regulatory Note

These Terms and Conditions are governed by and shall be interpreted in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these Terms and Conditions or the use of the Website shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa. Rezco is regulated by the Financial Sector Conduct Authority (FSCA). Complaints may be submitted to the relevant Ombud or regulator where applicable.